澄保筆記
澄保筆記
把港險問清楚再決定

IIQE P2

Underwriting and claims frame

Non-life underwriting logic and the claims proof chain.

What underwriters weigh

Hazard quality, loss history, protections, moral hazard and sum-insured realism. Loadings, deductibles, warranties and endorsements are common controls.

Claims proof chain

Did the event fall in the period? Was it an insured peril? Were conditions met? How is quantum proved? Is third-party liability established? Write the question chain.

Study tips

  • For one case, write five underwriting and five claims bullet points

← Back to paper home · ← Back to exam overview

需要整理問題清單(不推產品)?

預約資料整理/交流:我們幫你釐清目標、現有保障與面談問題——整理清單、不推產品;方便你帶清單見持牌中介,不代替合適性評估。

求助目標是整理自查問題與資料核對、不推產品、不轉銷;方便你帶清單見持牌中介。產品說明與合適性評估須經持牌保險中介人進行。