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Savings / annuity / ILAS
Mandatory risk frame: liquidity, fees, guaranteed vs non-guaranteed, poor scenarios—no yield figures here.
Savings/annuity/ILAS involve market and fee risk; illustrations are not guarantees. ILAS disclosures are typically stricter. No investment advice.
Risk note: non-guaranteed benefits may underperform; early surrender often loses value; ILAS adds fund and fee risk. Scenario figures are not promises.
Dimension checklist
Tick dimensions you care about. No composite score. No product ranking.
Select at least one dimension.
Ask a licensed intermediary
- Explain guaranteed and non-guaranteed values separately—no optimistic-only briefing.
- If ILAS, provide the full fee and risk disclosure pack.
- How should I understand order-of-magnitude early-surrender loss? (No return promises.)
Public category presence (six insurers)
How this category commonly appears in the six public catalogues—presence hints only, link archives, no ranking. Verify on insurer sites and official lists.
AIA
Savings / annuity · Common in public catalogue
Prudential
Savings / annuity · Common in public catalogue
Manulife
Savings / annuity · Common in public catalogue
AXA
Savings / annuity · Partial / plan-dependent
FWD
Savings / annuity · Partial / plan-dependent
Sun Life
Savings / annuity · Common in public catalogue
This site does not compare named in-force products, premiums or yield illustrations.