Education tool
Fulfillment verification guide
Historical fulfillment ratios live on insurer sites—this page teaches the path and a worksheet, not a scraped database or a verdict.
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Step 1
Open the six-insurer disclosure index
Go to /insurers-disclosure and pick the insurer portal you need (we do not log in or score).
Step 2
Find illustration / fulfillment / dividend disclosure pages
Menu labels vary—site-search “fulfillment”, “dividend” or local equivalents. Stay on official domains.
Step 3
Filter product series and disclosure year
Note series name, currency, year and guaranteed vs non-guaranteed splits. One year is not a lifetime promise.
Step 4
Copy into the worksheet with URL and capture date
Past ≠ future. Bring the worksheet to a licensed intermediary and match current official PDFs—not oral figures alone.
Open six-insurer disclosure index
Record worksheet (template)
Print or copy. Fill from official pages only—this is not a live database.
| Insurer | Product / series | Disclosure year | Fulfillment % (your note) | Source URL / date | Notes (G / NG) |
|---|---|---|---|---|---|