HubMedical / VHIS2026-01
VHIS consumer corner
VHIS Office
Our takeaway: Separate Standard vs Flexi, certified lists and tax-deduction caps—we never conclude which plan you should buy.
Copyright with the source. Educational index only.
Knowledge
Knowledge hub
Aggregate glossary, FAQ encyclopedia, official education media and article features—align terms and sources before life stages and tools.
Mirrors a common knowledge / classroom / life-stage IA, rewritten in Chengbao voice: no product pitch, rankings, or guaranteed yields. Author: Leon Ho.
Browse by layer
- TermsGlossary
Cooling-off, suitability, VHIS, CI, ILAS—definition, myth, what to ask
~50 direct answers: compliance, roles, travel, mechanisms, medical/CI, review
- OfficialOfficial education media
IA / VHIS / IFEC / ICB source cards: title, org, date, takeaway, official URL
- ReadsArticles index
Blog, principles, long-term, tools, cornerstone, practitioner—grouped reads
- CiteSources index
Regulator / VHIS / MPFA / fulfillment portals—not a sales partner list
- VerifyOfficial links
Five-step licence check card + complaint routing
Official education media
Public shorts and pages from IA, VHIS, IFEC and peers—source cards with org, date, one-line takeaway, then links back to glossary and scenarios.
Source cards for public education from regulators and agencies. Copyright stays with the originator; we link or embed when allowed—no file hosting, no product endorsement. Verify on the official site.
ArticleMedical / VHIS2026-01
VHIS home: certification & plan search
VHIS Office
Our takeaway: Certified products and providers live on the official site—check certification and ward-class assumptions before comparing.
Copyright with the source. Educational index only.
HubConsumer rights2026-01
IA consumer corner
Insurance Authority (IA)
Our takeaway: Authoritative entry for licence checks, cooling-off and complaint routing—conduct → IA; monetary disputes may go to ICB.
Copyright with the source. Educational index only.
ArticleConsumer rights2026-01
Insurance intermediary register
Insurance Authority (IA)
Our takeaway: Before a meeting, verify name, licence type and appointments—we do not look up or endorse anyone.
Copyright with the source. Educational index only.
HubMedical / VHIS2026-01
IFEC Chin Family: insurance education
IFEC (Chin Family)
Our takeaway: Medical vs CI, claims basics, retiree cover—use official framing of purpose, then return to our scenario pages.
Copyright with the source. Educational index only.
ArticleCritical illness2025-01
Medical vs critical illness: different jobs
IFEC (Chin Family)
Our takeaway: One reimburses treatment bills; the other pays lump-sum cash after diagnosis—complements, not substitutes.
Copyright with the source. Educational index only.
ArticleConsumer rights2026-01
Insurance Complaints Bureau: monetary disputes
Insurance Complaints Bureau (ICB)
Our takeaway: Up to HK$1.5M, within 6 months of the insurer’s final decision; sales conduct / cooling-off / missing FNA → IA.
Copyright with the source. Educational index only.
ArticleTax / annuity2026-01
IRD: qualifying premium tax deductions
Inland Revenue Department (IRD)
Our takeaway: Deduction caps and eligibility follow IRD / VHIS / annuity notices—tax relief is never the whole suitability story.
Copyright with the source. Educational index only.
HubLife / savings2026-01
MPFA: retirement system basics
MPFA
Our takeaway: MPF is a statutory retirement pillar—we do not sell MPF; annuity/savings need their own purpose sentence.
Copyright with the source. Educational index only.
Next: life stage or tools
After terms and sources, pick priorities by age/scenario, or open worksheets.
Knowledge hub FAQ
- Knowledge hub vs life stages?
- Knowledge answers what terms mean and what officials say; life stages answer what to ask first for your age/situation. Both end in a question list for a licensed meeting.
- Will the knowledge hub recommend a policy?
- No. We educate and index sources only; suitability needs a licensed intermediary. Help produces question lists, not proposal decks.