Conceptual timeline
1) Collect policy & cooling-off notice → 2) Decide within cooling-off → 3) File beneficiaries & payment setup → 4) Cash-flow reminder before renewal → 5) On claim, prepare per documents. Exact days/forms follow the insurer.
- Put the cooling-off end date on your calendar.
- Keep proposal, illustration, receipts and correspondence.
- Keep beneficiaries, address and contacts updated.
Claims conceptual prep
Before a claim event: notice deadlines, proof types, who applies. Do not hunt clauses in a hospital corridor. This site does not file claims.